Category: Business Hustles

“Stories, tips, and lessons from small ventures, side gigs, and real-life hustles — where everyday challenges meet big dreams.”

  • Tips for Accommodating Culture in the Workplace and Business

    “Illustration of three culturally diverse colleagues smiling and shaking hands, symbolizing tips for accommodating culture in the workplace.”

    Working in customer-facing roles or running a business often means engaging with people from different backgrounds. This is where accommodating culture in the workplace becomes more than just “good manners”—it’s a powerful tool for building trust and ensuring lasting relationships.

    I learned this firsthand when I worked for two months at a hotel on the coast, stationed at the reception desk. There, I discovered how deeply culture shapes expectations, greetings, and even how customers define respect.

    👉 Related reads: Handling Unstable Customers – Customer Care Kenya


    Why Accommodating Culture in the Workplace Matters

    • Culture shapes how clients expect to be treated.
    • Culture affects non-verbal communication: eye contact, handshakes, gestures.
    • Culture builds trust and loyalty when honored—or tension when ignored.

    A small mistake, like offering the left hand instead of the right in greetings, can create a negative impression. In the coastal community, offering the mkono mbaya (left hand) was a sign of disrespect. On the other hand, a warm greeting, handshake, and smile built instant rapport.

    👉 Related reads: When You Can’t Meet Expectations – The Heavy Price of Disappointing Customers


    Practical Tips for Accommodating Culture in the Workplace

    1. Learn Local Greetings & Etiquette

    One of the simplest but most powerful ways of accommodating culture in the workplace is by learning how people in your community greet.

    • Handshakes, smiles, and small talk often come before business.
    • Avoid offensive gestures (like offering the left hand in coastal Kenya).
    • A proper greeting sets the stage for trust.

    👉 Resource: The Culture Map: Breaking Through the Invisible Boundaries of Global Business


    2. Learn Basic Local Language

    Sometimes you’ll interact with elderly or illiterate clients. Being able to greet or explain something in their language shows empathy.

    • Simple words like karibu (welcome) or asante (thank you) help.
    • Even a few phrases can make customers feel valued.

    👉 Resource: How to Speak Any Language Fluently: Fun, Stimulating and Effective Methods


    3. Respect Religious and Ritual Practices

    My Jewish client at the hotel paused to pray at the desk. Instead of rushing him, I allowed space. That moment taught me that respect sometimes means silence and patience.

    Businesses should:

    • Allow time for prayer breaks.
    • Respect dress codes or rituals.
    • Avoid making assumptions about practices.

    👉 Related reads: The Power of Listening, Care, and Compassion in Customer Service


    4. Respect the Rhythm of the Community

    When I first worked at the Coast, I quickly discovered that the predominant Muslim culture meant adjusting to a new rhythm of life.

    • I remember breaking for lunch, rushing to buy something at the shop—only to find the shops closed because people had gone for prayers. It was a culture shock, but also a lesson in understanding and respecting faith-driven schedules.
    • What impressed me deeply was the generosity of the Muslim community during Ramadan. Most of the time, I didn’t even need to cook because neighbors and colleagues made sure I had enough food to share.
    • During Idd celebrations, the hospitality was unmatched. I recall my time in Malindi, where there was so much meat slaughtered and shared that the whole town ate until they were satisfied.

    This experience reinforced that accommodating culture in the workplace isn’t just about customer service—it’s about embracing the community where you work. Respecting prayer times, understanding festive seasons, and appreciating generosity help you serve customers better and also become part of the local rhythm.

    👉 Resource: Islamic Exceptionalism: How the Struggle Over Islam Is Reshaping the World


    5. Address People with Respect

    In many cultures, how you address men, women, and elders matters.

    • Use honorifics like Sir, Madam, or cultural titles.
    • Be cautious of tone and body language.
    • When unsure, choose the more formal approach.

    👉 Resource: Emotional Intelligence 2.0


    6. Train Your Team in Cultural Sensitivity

    If you run a business or manage a team, train staff on:

    • Local greetings.
    • Gestures to avoid.
    • Proper ways of addressing clients.
    • Using respectful language.

    👉 Resource: Cultural Intelligence: Surviving and Thriving in the Global Village


    Challenges in Accommodating Culture in the Workplace

    ChallengeSolution
    Too busy to greet properlyTrain staff to make greetings automatic, even in busy settings.
    Language barriersUse visuals, hire bilingual staff, or learn basics.
    Multiple cultures in one spaceStay flexible—ask clients what they prefer.
    MistakesApologize, correct, and learn from it.

    👉 External read: 6 Tips for Handling Cultural Differences in the Workplace


    Call to Action (CTA)

    Cultural respect is not an “extra”—it’s the foundation of great customer service and sustainable business. Whether it’s learning a handshake, speaking a few local words, or giving space for prayer, these practices show your clients that you see them as whole people.

    👉 Want to sharpen your skills in accommodating culture in the workplace?
    Check out these helpful resources:

    Take one step today: greet someone warmly, use their preferred style, and see how it transforms the interaction.

  • From Resignation Letters to Resilience: My Bumpy Road to Self-Employment

    Key Phrase: Bumpy Road to Self-Employment

    Earlier today, I read a post by a former civil servant who once imagined that quitting her job would usher in stylish freedom—complete with a sleek office, confident attitude, and flexible schedules. But what she discovered instead was a truly bumpy road to self-employment, filled with more tears than tea breaks.

    Her story reminded me so much of my own.

    More than ten years ago, I quit my demanding microfinance job, fired up by motivational books like Rich Dad, Poor Dad and Awaken the Giant Within. In hindsight, I probably didn’t fully grasp what those books meant. But the message I clung to was clear: failure can be your biggest turning point.

    What I didn’t know then is that the road ahead would be anything but smooth.


    A Decision That Changed Everything

    I still remember the first resignation letter I wrote. I sent it to my branch manager — and she talked me out of it. The second time, I didn’t consult anyone. I had already started a small grocery business and hired a young man to sell for me. When I finally resigned, I took over full-time at the grocery.

    The dream? Independence.
    The reality? Customers ghosting me. Rotten supplies. Long, lonely hours.

    I got bored, frustrated, and soon — broke. It wasn’t long before I started job hunting again. The role I got paid so little, it stings even now to recall. I eventually bounced through a few other unstable jobs, never quite finding the security or satisfaction I needed.


    Back to the Hustle: A New Chapter, Same Challenges

    I returned to business — again selling groceries — now with a one-year-old baby to care for. It was survival by wit. Rent piled up. Stock moved slowly. And once more, I was forced to close shop and start over.

    After months of struggling, I finally landed a job and decided to run a side hustle alongside. This time it was egg wholesale, and I found a helpful young woman to manage sales. Things looked up — until she left for college just three months in.

    Now I was working full-time, mothering, and selling eggs. Because my home, business, and job were in close proximity, I made it work — barely. I’d take orders in the evenings and deliver when I could.

    💡 Hard lesson: The biggest challenge wasn’t the workload. It was separating business money from personal money. That thin line blurred constantly.

    📘 Affiliate link: Cash Book for Small Businesses on Amazon
    📗 Affiliate link: Budget Planner for Hustlers
    📙 Affiliate link: Egg Business Success Guide


    Motherhood and Hustling: The Untold Weight

    Being a motherpreneur isn’t just a job. It’s a balancing act on a tightrope with no safety net. Between diapers, delivery runs, unpaid debts, and unending restocks, the pressure was unmatched.

    Eventually, I found myself jobless again — this time with two children, more responsibilities, and debts I couldn’t ignore. I had to return home and rebuild from scratch. Again.

    But now I had something I didn’t have before: endurance.

    Support Is Not a Weakness

    In this phase of my life, one truth has become crystal clear: The support of others cannot be understated. From that helpful egg seller to relatives who watched my kids, and even friends who sent customers my way — this road would’ve been impossible alone.

    If you’re on this journey, I urge you to seek out support — whether it’s mentorship, partnerships, or just people to encourage you. The myth of the solo superwoman is just that — a myth.

    🧭 Outbound resource: Motherpreneur Kenya Facebook Group

    Updated Resource: Why Most Small Businesses Fail in the First 3 Years

    Small businesses often struggle to survive beyond their first few years. A recent study highlights key pitfalls:

    These findings apply directly to my journey: I underestimated working capital, mixed business with personal finances, and didn’t have a marketing or growth strategy aligned with my reality.


    External Reads

    • Practical guide on why businesses often fold within their first 3–5 years 1stformations.co.uk

    Blogging, Deras, and Cleaning — Starting Again

    Today, I’m in business again. Selling deras, sharing my story through my blog Lobby Reflections, and laying the foundation to start a home cleaning and laundry service.

    I may not have it all figured out, but I’ve learned to appreciate the process. I no longer chase success in leaps — I show up consistently, brick by brick.

    Read more on my blog:

    Selling Deras in Kenya

    The Gift of Becoming

    What the Bumpy Road to Self-Employment Has Taught Me

    Lessons I’ve Learned on the Bumpy Road to Self-Employment

    1. Dreaming Is Free — Building Is Costly

    It’s easy to dream of entrepreneurship when you’re seated behind a desk. The cost — emotional, financial, physical — reveals itself only after you’ve stepped out.

    2. Resilience Is Built, Not Borrowed

    No book, quote, or mentor can hand you resilience. You build it through experience, failure, and getting back up… repeatedly.

    3. Business ≠ Freedom Unless You Plan It

    Many of us leave employment hoping for freedom. But without structure and boundaries, business becomes another form of slavery.

    4. Support Systems Are Your Lifeline

    From caregivers to friends to suppliers, business becomes manageable when you are not doing it all alone. Asking for help is not weakness — it’s wisdom.


    Final Thoughts: Your Story Is Still Unfolding

    If you’re navigating your own bumpy road to self-employment, I hope my journey shows you that falling down doesn’t mean failure. What matters is getting back up — wiser, stronger, and a little more determined each time.

    You’re allowed to rest. To ask for help. To restart. What you’re not allowed to do? Give up.

    Let’s keep walking this road — even when it gets bumpy.


    💬 I’d love to hear from you:

    What has your self-employment journey looked like so far? Are you a motherpreneur, side hustler, or someone rebuilding from scratch like me?

    👇 Share your thoughts in the comments or message me on:
    📍 Facebook Page
    📍 LinkedIn

    🧺 Check out my latest blog posts and deras: www.lobbyreflections.co.ke

  • How to Stay Warm in Kenya: August Cold Comforts for Body and Soul

    August Cold Still Biting: Why We Need Extra Warmth

    July is supposed to be the peak of the cold season in Kenya, but if you’ve stepped out this August, you know the chill hasn’t let up. From Nairobi to Nyeri, mornings are biting, evenings are frosty, and every cup of tea feels like a rescue mission.

    Meanwhile, my son is enjoying a school trip at the Coast. Their teacher even joked that if parents added more money, the children would extend their stay to keep soaking in the sun. As we layer sweaters here in Nairobi, the kids are sipping coconuts under palm trees.

    Not all of us can run to Mombasa for warmth—but we can learn how to stay warm in Kenya during August cold by leaning on both practical comforts and soul-nourishing habits.


    ☕ Mug & Thermos Ministry: Sips that Save

    The easiest way to stay warm in Kenya is by holding a hot drink close to your chest. Whether it’s chai, uji, or lemon-infused hot water, the warmth spreads from your palms to your spirit.

    🧭 Internal Link: When Opportunity Knocks in Life – A Lesson in Service


    🧥 Sweater Epiphanies: Layers that Matter

    One thing about August cold—it doesn’t care about fashion. But thank God, fashion can still care for us. A good hoodie or sweater not only saves you from the wind but also feels like a hug you didn’t know you needed.

    As I layered sweaters one night, I thought about how God’s grace also comes in layers—covering us even when life feels unbearably cold.


    🛋️ Blanket Devotionals: The Cocoon of Conviction

    Have you ever wrapped yourself in a thick blanket with your Bible or journal? At home, I call it the cocoon of conviction. Once I’m tucked in, scriptures flow differently, prayers feel deeper, and even my toes seem to say “Amen.”

    🧭 Internal Link: The Gift of Becoming


    🔥 Heater Hiccups & Holy Wisdom

    Heaters can be lifesavers during August cold, but they can also be risky if placed carelessly. A friend once nearly set her curtains on fire by placing a heater too close. Safety matters when you’re figuring out how to stay warm in Kenya during August cold.

    🔗 Outbound Link: Tom’s Guide – Best Space Heaters


    📖 Soul Warmth: Feeding the Spirit First

    Warm clothes and heaters help, but nothing warms the soul like God’s Word. In seasons where the cold feels overwhelming, scriptures remind us of the true refuge.

    Take Psalm 46:1— “God is our refuge and strength, a very present help in trouble.” This verse is more than poetry—it’s an emergency blanket for your soul.


    🛒 Kenyan & Amazon Warmth Roundup

    Here’s a quick product guide for those battling August cold:

    ItemKenyan OptionAmazon Pick
    Scripture MugPurpink MugsContigo Travel Mug
    Thermos FlaskPurpink FlasksStanley Classic Thermos
    Sweater / HoodieToi MarketAmazon Essentials Fleece Hoodie
    Warm BlanketPurpink ThrowsBedsure Sherpa Blanket
    Portable HeaterHotpoint HeatersLasko Ceramic Heater
    Study BibleKeswick Books – Life Application Study BibleESV Study Bible

    🌴 Final Thoughts: If You Can’t Go to the Coast…

    We may not all enjoy the warm breezes of Mombasa like the kids on their school trip, but we can create warmth right where we are.

    Stay warm in Kenya this August by layering sweaters, sipping hot tea, wrapping up in blankets, and feeding your spirit with God’s Word. Cold seasons test us, but they also teach us—reminding us to share warmth, both physical and spiritual, with those around us.

    💭 What’s your favorite Kenyan comfort when the cold bites—tea, a blanket, or a sweater?


  • How Faith and Job Loss Shaped My Journey in Kenya

    “A reflective Black woman looking at het laptop, representing faith and job loss in Kenya, single motherhood, and starting over.”

    There are moments I look at my career journey and laugh—not because it was funny, but because if I don’t laugh, I’ll cry. Maybe you’ve been there too: jobs started with fire in your belly, only for reality—or life—to rewrite your script. Mine is a tale of bold moves, awkward exits, and the unplanned twists of motherhood and faith. It’s about navigating faith and job loss in Kenya as a working mum—sometimes with grace, other times with nothing but raw hope. And it all began with books.


    The Job I Quit After Reading Rich Dad Poor Dad

    I was working in a microfinance institution, doing what many call “decent work”—a steady paycheck, clean office, polite clients, and the predictable rhythm of 8 to 5. But something had started to burn in me. I was fired up, not by a boss or a bonus, but by a book: Rich Dad Poor Dad by Robert Kiyosaki and Donald Trump.

    That book made me question everything. Why was I stuck exchanging time for money? Why was I clocking in and out while ignoring the dreams bubbling inside me?

    So, I did what no one expected—I resigned.
    Yes, I quit a Christian-based microfinance job without another job lined up, simply because I believed there was more for me out there. The job had been good to me, and it was grounded in Christian values that I deeply respected, but my soul had started itching for something else. I wanted freedom. I wanted to bet on myself.

    Was I scared? Absolutely.
    Was it the right move? Time would tell.

    ➡️ Read more: The Bumpy Road to Self-Employment

    📘 Recommended Book:


    A Church Job I Loved — Then Lost: Navigating Motherhood and Job Loss in a Christian Workplace

    Five years later, after many in-between gigs and a lot of soul-searching, I landed a job as a church secretary in my home church. This was more than employment—it was purpose. I was a single mum by then, juggling motherhood and ministry. The role fit like a glove. I served with joy, handled confidential matters with grace, and walked with people through prayer, paperwork, and everything in between.

    Those years healed something in me. I rediscovered the joy of showing up for others. The church felt like family. My son had a stable routine. I had purpose again.

    But life had another plot twist coming.

    Eight years into the job, baby fever hit. My son’s father, long absent, re-entered the picture. And soon, I was pregnant again.

    You’d think this would be a full-circle story—reconciliation, restoration, and new beginnings.

    Instead, it became the beginning of the end of my church job.

    The church leadership was torn. On one hand, I had served faithfully for nearly a decade. On the other, I was now pregnant out of wedlock—a difficult situation for a church built on certain moral and doctrinal expectations. I understood their position. I didn’t agree with it, but I understood.

    There were no harsh words. No drama. Just disappointment wrapped in silence. The kind that seeps into your bones.

    And just like that, I was jobless again.

    ➡️ Also read: Blogging With Zero Motivation in Kenya

    🧠 If you’d like insight into Kenya’s blogging community and support for creators, check out the Bloggers Association of Kenya (BAKE) for training and awards Wikipedia.


    Finding Healing Through Words: Blogging After Job Loss and Motherhood in Kenya

    Losing the church job broke something in me. It felt personal. After all, this wasn’t just a workplace—it was a spiritual home. My identity had been so tied up in that desk, that email signature, that routine of service.

    But with heartbreak comes clarity.

    I had to find a new way to show up in the world. For myself. For my children.

    That’s when I began seriously writing again. Not just journaling. Not just Facebook rants. But actual, consistent, reflective writing. I started my blog—Lobby Reflections—as a way to process my journey. The lobbies I’ve sat in, the desks I’ve served behind, the customers I’ve handled, the jobs I’ve loved and lost. The motherhood moments no one prepared me for. The quiet prayers. The awkward silences. The crazy decisions.

    It all had to mean something.

    Blogging became my new outlet. And slowly, my voice came back.

    “A Black woman sits alone in her living room with a laptop and book, reflecting deeply—capturing the emotional weight of faith, job loss, and motherhood in Kenya.”

    You know what’s funny? The very book that made me quit my job (Rich Dad Poor Dad) didn’t give me a formula for how to survive after the resignation. The fire it started didn’t come with a fire extinguisher.

    But I don’t regret quitting that microfinance job. Not for a minute.

    Sometimes you must walk away from comfort to find clarity.

    Sometimes you lose a job not because you’re reckless, but because life doesn’t always move in straight lines—especially when faith, job loss, and motherhood in Kenya collide.

    ➡️ Read: My Blogging Journey: From Reader to Writer After 20 Years in Customer Care

    If you’re wondering how to start and earn from blogging in Kenya, guides like How to Start a Blog and Make Money Online offer solid beginner tips and monetization ideas MediaForce Communications.


    What I Know Now

    1. Jobs don’t define us – They shape seasons of our lives, but they aren’t our entire story.
    2. Motherhood will mess up your plans – And sometimes, it’s the best thing that ever happened to you.
    3. Faith and failure can coexist – You can love God and still lose jobs. You can serve faithfully and still face rejection. It doesn’t make your journey less valid.
    4. Books can change your mind – But only you can change your life.
    5. Blogging is my healing – And my rebellion. A quiet act of resistance against invisibility.

    🧡 Final Word

    It takes courage to walk away from a job because of your convictions. Even more, it takes strength to process the quiet heartbreak of losing work in a place that once felt like home. And when motherhood, faith, and job loss collide, starting over isn’t just difficult—it’s deeply personal.

    Yet despite the fear, I chose to speak.
    I chose to share.
    Because someone out there needs to know they’re not alone.

    This is my story. What’s yours?


    📢 Call to Action (CTA)

    If my journey resonates with you—whether through job loss, faith struggles, or motherhood—join this community.

    Let’s Connect
    This journey of faith, job loss, and starting over isn’t one I walk alone—and neither should you.
    👉 Follow more reflections and real-life stories on Lobby Reflections Blog
    👉 Join the conversation on Facebook
    👉 Or connect with me professionally on LinkedIn

    Your story matters. Let’s keep the conversation going.

  • Spark Camp Chuka: Youth Empowerment & Leadership Unleashed

    “Spark Camp Chuka 2025 official poster featuring event details for teens and parents focused on leadership, digital awareness, entrepreneurship, and mental health.”

    When it comes to nurturing tomorrow’s leaders, few events are as timely and impactful as Spark Camp Chuka for teens. This transformative program brings together young people from diverse backgrounds to explore leadership, digital awareness, mental health, and more in a safe, engaging space.

    More than just a holiday activity, this event is a lifeline. It’s an invitation for teens to rediscover themselves, build new relationships, and gain skills that will matter for life. In this post, I’ll share why I’m enrolling my 12-year-old son and why Spark Camp Chuka Edition might just be the turning point your teen needs.


    What’s in It for You and Your Teen

    1. Unlocking Potential and Leadership Skills

    Today’s teens are smart, intuitive, and full of possibility. But potential needs the right environment to flourish. Spark Camp offers interactive sessions and activities that help young people tap into their inner strength and explore their leadership identity.

    With mentors and facilitators guiding them through practical exercises, group challenges, and real-life problem-solving, your child won’t just hear about leadership — they’ll live it.

    2. Peer Pressure & Informed Choices

    Every parent worries about negative peer influence. Spark Camp creates a safe space where teens can unpack real peer pressure situations and discuss healthy coping strategies. Instead of facing these pressures alone, your teen gets tools to make informed, confident choices.

    Programs like 🔗 Peer Pressure: How to Deal With It – from KidsHealth.org, a trusted resource for teen mental and emotional health show that conversations and exposure to alternative perspectives empower teens. Spark Camp takes that conversation further — in person, through experience.

    3. Technology & Digital Awareness

    From TikTok to gaming, the digital world is shaping how our kids think and act. Spark Camp doesn’t demonize technology. Instead, it promotes digital literacy and responsibility, helping teens navigate online life without losing sight of their values or safety.

    Workshops and group discussions will highlight both the opportunities and dangers of being constantly online — a topic that’s also covered in global platforms like Social Media, Social Life: Teens Reveal Their Experiences and echoed in parenting circles worldwide.

    4. Career Guidance & Youth Entrepreneurship

    Asking a 13-year-old what they want to be might seem early, but the truth is — exposure at this age opens doors. Whether your teen dreams of medicine, tech, art, or business, Spark Camp introduces them to career possibilities they may not hear in school.

    Better still, sessions on youth entrepreneurship will awaken their inner creator. Maybe your child has an idea that could turn into a business one day. Or maybe they’ll just learn how to think outside the box. Either way, they win.

    And if you’re already looking for useful tools to start this journey at home, check out these Amazon affiliate resources:

    5. Mental Health & Resilience Strategies

    Emotional resilience is one of the best gifts we can offer our children. This camp addresses mental health in a non-intimidating, relatable way, equipping teens with coping skills, self-care habits, and safe channels to express themselves.

    From journaling exercises to group sharing, teens will see that it’s okay not to be okay — and more importantly, that they’re not alone.

    6. Building Strong Friendships & Positive Influence

    The friendships your child forms now can shape their future character. Spark Camp is designed to foster meaningful interactions — not just quick likes or follows.

    Group sessions, team challenges, and downtime are all structured to build trust and connection. For shy kids or extroverts alike, this is a chance to grow their social muscles in a supportive, structured environment.

    As a parent who’s also learning how to become more confident in social spaces, I find this particularly powerful. In fact, I wrote about facing fears and showing up despite discomfort here: Take the Leap of Becoming Afraid.


    Why I’m Involved — As a Blogger and a Parent

    This is more than just a blog post for me. I’ll be attending the event myself, capturing stories and moments, and hoping to share them with you — my readers — in a post-event feature.

    What makes this especially meaningful is that I’ll also be enrolling my son. I want him to experience the personal growth, connection, and fun that Spark Camp promises. And I want to be there, quietly cheering him on and growing right alongside him.


    Final Thoughts: Spark Camp Is Not Just for Kids

    Yes, it’s a camp for teens — but it’s also a reflection of where we are as a generation of parents. Are we willing to give our children the tools to thrive, not just survive?

    Spark Camp (Chuka Edition) is happening August 6th–8th, and I truly believe it could be the beginning of something beautiful — for your child and for you.

    If you’ve been unsure whether this is the right kind of program, I hope this post gives you clarity.

    Let’s grow together.


    📌 For more inspiration on showing up even when scared, check out: Take the Leap of Becoming Afraid

    🔗 Affiliate Reads to Explore Together:

    Ready to Take the Leap?

    If you’re a parent or teen near Chuka, this is your moment. Don’t miss the chance to be part of a transformative weekend! Spark Camp is more than an event — it’s a mindset shift.

    Register now.
    Tag a friend who needs this.
    Reach out for more details — let’s connect!


    💬 Let’s Talk!

    Have questions, thoughts, or stories about parenting or youth empowerment?
    👉 Leave a comment below
    👉 Share this post with your circle
    👉 Or WhatsApp me directly: 0746 011448

  • Managing Business Finances: Discipline Over Intention

    "Kenyan currency beside a mobile phone displaying a budgeting app, symbolizing simple business finance management."

    When you start a business, one thing becomes clear quickly: knowing is not the same as doing. You can read finance books, follow business coaches, and save every budgeting hack on Instagram. However, until you take action, all that knowledge stays unused.

    When it comes to managing business finances, there’s no shortcut. You must act on what you know—and not just once, but every day.

    I share this from personal experience—not as a financial expert—but as someone who has faced failed ventures, tight months, and hard-earned lessons. In fact, you can read more about one of those seasons in The Bumpy Road to Self-Employment

    This post is for hustlers, dreamers, and entrepreneurs who’ve learned that good intentions don’t pay the bills—disciplined action does.


    💡 Develop a Simple Financial Plan for Your Business

    Let’s start here:
    Comprehensive financial planning is the gift of anticipation.

    It helps you prepare for challenges before they hit. Additionally, it supports steady growth and prevents panic when money gets tight.

    Your financial plan doesn’t have to be complicated—it just needs to answer key questions:

    • What’s your monthly income goal?
    • What are your fixed and variable expenses?
    • How much money will you need to grow your business?
    • Where can you cut unnecessary costs?

    Once you’ve answered those, build a budget—and stick to it. Budgeting isn’t something you do once. Instead, it’s a habit. In time, it teaches you to value every coin and make wiser decisions.

    👉 Need help with budgeting? Check out 6 Steps to a Better Business Budget from Investopedia.


    📒 Track Every Shilling

    This step is non-negotiable.

    You must record every sale and every expense. Ideally, get into the habit of writing things down immediately. If not, you risk forgetting or misplacing key information.

    You can use:

    Even if someone pays you in cash, log it. For example, if you spend Ksh 50 on airtime or Ksh 1,000 on transport—record it. These small details form the foundation of solid cash flow management.


    🔄 Monitor Cash Flow Daily, Weekly, and Monthly

    Here’s a simple routine to follow:

    • Daily – Track income and expenses
    • Weekly – Review your spending patterns
    • Monthly – Adjust your budget and evaluate performance

    This habit alone can protect your business from collapse. When you understand your numbers, you make better decisions and avoid surprises.

    You don’t need expensive software. However, if you prefer something physical, try a Business Ledger Book—portable and easy to use.

    👉 Looking for more insights? Shopify’s article on 7 Ways to Manage Your Cash Flow Better is a great read.


    🛑 Avoid Debt – Save First If You Can

    From experience, saving and waiting is better than borrowing too soon.

    Most lenders won’t care if your child is sick or if sales drop. Repayments will still be due—with interest.

    Instead:

    • Start small
    • Reinvest profits
    • Delay expansion
    • Build a mini emergency fund (even Ksh 100 a week adds up)

    In the long run, this slower route gives you more control and peace of mind.


    🤝 Join a Chama or SACCO

    This has been a game-changer for me. Joining a chama or SACCO can help you:

    • Save consistently
    • Borrow at fair rates
    • Stay accountable
    • Access support during hard times

    Sometimes, the structure of a chama brings the financial discipline you’re still developing.

    👉 Want to learn more? Visit SASRA – Kenya’s SACCO regulatory body.


    🧾 Budget for the Unexpected

    Many people only budget for what they know. Unfortunately, that leaves them exposed.

    Always include a miscellaneous section in your budget.

    Why? Because unexpected costs always show up:

    • Transport price changes
    • Damaged stock
    • Higher electricity bills
    • Mobile data top-ups

    By preparing for surprises, you protect your profits and reduce stress.


    💬 Build a Support System

    You don’t have to figure everything out alone.

    Instead, surround yourself with:

    • A mentor with real experience
    • A financial accountability partner
    • A bookkeeper (as your business grows)

    Running a business is hard—don’t do it in isolation. Find your people. Lean on them.


    💥 Tough Truth: Your Business Doesn’t Care About Your Emotions

    This might sound harsh, but it’s the truth.

    The market doesn’t care that you’re broke. Customers won’t buy just because you’re desperate. Likewise, suppliers won’t lower prices out of sympathy.

    This is why your business needs systems, not just emotion.

    There were times I knew better but didn’t act. For example:

    • I mixed personal and business money.
    • I bought on credit when I couldn’t afford to.
    • I “borrowed” from the float, thinking I’d return it—but never did.

    Still, I learned. And I continue to learn every day.

    👉 You can read more of my story in Managing Business Finances.


    ✅ Summary: Act on What You Know

    If you take away just one thing, let it be this:

    Discipline is doing what you already know you should do.

    You already know you need to:

    • Record income and expenses
    • Save before you spend
    • Avoid unnecessary loans
    • Budget ahead

    So now, it’s time to do it. Because if you don’t, no one else will.


    🛍️ Amazon Tools to Support Your Money Journey

    Here are a few resources to help you stay on track:

    • 📘 Profit First by Mike Michalowicz – A fresh take on small biz finance
    • 📊 Simple Accounting Ledger Book – For daily recordkeeping
    • 💻 Budgeting Spreadsheet Template – Excel compatible and easy to use
    • 🧾 Receipt Organizer & File Box – Keep your documents in order

    📌 Final Thoughts

    Managing business finances isn’t a one-time task—it’s a daily practice. It’s not just about knowing the right steps. It’s about choosing discipline, even when it’s uncomfortable.

    And the good news? Each time you choose discipline, your business becomes stronger.

    So start today.
    Stay consistent.
    And keep going.

  • How to Warm Up Your Day and Your Soul with Kenyan Comforts

    A cozy flat lay featuring a floral flask, soft brown throw blanket, pastel “Be Still” mug, compact heater, beige sweater, and devotional book, symbolizing warmth and comfort during cold seasons in Kenya.

    August 2nd, and we’re still here. A few prophets may need to update their prophecies—some had predicted the end of the world today. But if you’re reading this, you’re still alive (and possibly shivering). Let’s face it, whether the world ends or not, Kenya’s July chill has been brutal. As we head into August, the cold is still showing off—uninvited and unapologetic.

    So how do we warm up, not just our bodies, but our spirits too? With a hot drink in hand, Scripture on the lap, and a warm blanket to swaddle our dreams, here’s how to warm up body and soul—with a little help from Keswick, Purpink, and maybe a good laugh about end-time predictions.


    1. The Prophetic Panic Hotline: “Aunty Bought Tickets Already”

    Let’s start with the elephant in the WhatsApp group chat: That viral prophecy. My Kiambu aunty even joked she had “booked tickets to heaven” in faith—complete with suitcase packed, Vaseline, and slippers for the journey. Some folks fasted. Others finished their savings. A few even forgave their in-laws.

    But now it’s August 2nd and, well, we’re still here. Maybe this isn’t the end, but it is a good time to reset how we live—prepared, grounded, and warm, both inside and out.


    2. Bible First: Feeding the Soul Before Breakfast

    No matter what’s happening in the world (or what date it’s supposed to end), the Word of God remains the true warmth for our spirits.

    I personally love the Life Application Study Bible—available locally in many Christian bookstores. It goes beyond verses to explain context, maps, character traits, and even helps you meditate deeper.

    Take Psalm 46:1 – “God is our refuge and strength, a very present help in trouble.”
    That’s more than a verse—it’s an emergency blanket for the soul.

    Whether you’re seated by a charcoal jiko or just your imagination, a Bible verse like this can light a fire in your heart on the coldest morning.

    🧭 Internal Link: Take the Leap of Becoming Afraid – how fear can point us to faith
    🔗 Outbound Link: Keswick Books & Gifts – for Bibles, devotionals, and more


    3. Be Still & Sip: Mug Ministry Moments

    You’ve probably seen those mugs printed with verses like “Be still and know that I am God.” Well, during one chilly prayer fellowship, someone sipped uji from such a mug… only to cough mid-sip, spill it, and shout “He’s STILL God!”

    The moment was sticky, warm, and somehow sacred.

    Whether you’re enjoying tea, uji, or warm water with lemon, there’s something powerful about combining a mug of warmth with a moment of reflection.
    You can get beautiful scripture mugs from Purpink, and they make great gifts too.


    4. The Flask That Preaches Grace

    A good thermos flask isn’t just for long-distance matatu trips. On one particularly wet afternoon, I offered tea to a boda boda rider while waiting out the rain. His response? “God bless you—this tastes like a miracle.”

    Sometimes, ministry is liquid comfort—served in a stainless steel flask from Carrefour or Naivas. Who knew hydration could carry heaven?

    🔗 Outbound: Purpink Thermoses & Gifts
    🧭 Internal: When Opportunity Knocks in Life – A Lesson in Service


    5. Sweater Epiphanies: Layers & Lessons

    Kenya’s cold is not cute. Especially when it creeps into bones and marriages. But there’s something deeply spiritual about warmth. One cold night, as I layered sweaters like armor, I reflected on the layers of grace God gives—protection we often overlook.

    A cozy sweater or hoodie can be more than fashion—it’s a reminder that we’re covered, clothed, and cared for.
    You can find great Kenyan-made options on Instagram shops, or check out Toi Market for affordable gems.


    6. Blanket Devotionals: Swaddled in Scripture

    There’s nothing quite like being wrapped in a thick, fluffy blanket while reading Isaiah or journaling.

    At home, I call it the “cocoon of conviction.” Because once I’m wrapped, the Spirit starts talking, the journal pages start turning, and even my toes say “Amen.”

    Keswick has beautiful Christian-themed fleece throws, and you can also find elegant home throws at Purpink.

    🧺 Consider gifting someone a “warmth care package”:

    • A soft blanket
    • A scripture mug
    • A devotional
    • A pack of tea bags

    7. Heater Hiccups & Holy Wisdom

    Heaters are both a gift and a hazard. One friend learned the hard way when a too-close-to-curtains situation almost baptized her sitting room in flames.

    Safety matters. According to Tom’s Guide, always check if your heater has auto shut-off, child safety lock, and overheat protection.

    If you’re in a rental or small house, try portable fan heaters from Hotpoint Kenya or Jumia Kenya.


    8. Faith That Warms Beyond Weather

    Let’s not forget the real source of warmth: faith lived out.

    When we read God’s Word, serve others, and share laughter in the cold, something shifts. We stop waiting for the world to end and start living like it matters.
    We dress warmly not just for comfort, but to be ready to serve, walk, and witness—even in rainy Nairobi or wherever you are battling the cold from.

    🛐 Lets Reflect:

    “Lord, wrap us in Your Word, clothe us in Your truth, and help us pour warmth into a cold, hurried world. Amen.”


    🛒 Kenyan Product Roundup (Add Affiliate Links Later)

    ItemWhere to Find
    Life Application Study BibleKeswick Books & Gifts
    Scripture MugPurpink – Mugs
    Thermos FlaskPurpink – Flasks
    Cozy SweatersToi Market / Local Instagram shops
    Warm BlanketsPurpink – Blankets
    Space HeaterHotpoint / Jumia Kenya

    ✨ Final Thoughts: Don’t Just Survive the Cold, Minister Through It

    Cold seasons reveal what’s beneath: are we only warm when sunny, or can we light a fire when the skies go grey?

    This August, forget the failed prophecies and lean into purpose. Start your morning with scripture, sip tea with intention, wrap up warmly, and be the warm-hearted soul who shares God’s love, one cup and blanket at a time.

    The world didn’t end—but maybe the coldness in it can.

  • Why Money Management in Business is a Game-Changer

    An African woman writing in a ledger book at a home business desk, with a calculator, coffee mug, and natural light creating a focused workspace.

    Money management in business is one of the most underrated but essential skills for any entrepreneur. Whether you’re hawking deras on the streets, running an online shop, or managing a clinic, the truth remains: if you can’t manage your finances, your business will likely become a burden instead of a blessing.

    I’ve learned this the hard way—through tears, mistakes, and empty wallets. I’m a spender by nature. For a long time, I didn’t see anything wrong with that. But launching my own business forced me to confront a difficult truth: you can’t separate money management from business success.

    Let me share the key lessons that changed my financial habits—and saved my hustle.


    Why Money Management in Business is a Game-Changer

    When most people dream of starting a business, the first thing that comes to mind is capital. But the focus is often only on startup capital—the amount needed to launch. Few think about operating capital, which is what keeps the business running day by day.

    Operating capital includes:

    • Rent and utilities
    • Stock replenishment
    • Staff salaries (if any)
    • Marketing and promotions
    • Transport and delivery
    • Emergency expenses

    Without these, even the most promising business can collapse within weeks.

    I once worked at a clinic where the officer in charge had a booming client base and steady income. But by month-end, he’d struggle to pay staff. Why? Because he spent money as it came in—no budget, no discipline, no financial structure.

    Business income is not personal income.
    Dipping into your business cash for lunch, fare, or airtime may seem harmless, but over time, it depletes your capital and sabotages sustainability.

    Financial foresight—anticipating needs and preparing for them—can prevent countless crises.


    How Poor Money Management Can Kill Your Business

    When I started my dera resale business, I thought sales alone would sustain me. I didn’t anticipate the cost of restocking or the fact that I still needed money to survive while the business gained ground. I began using profits for personal needs, and soon, my stock disappeared. I’d eaten into the capital.

    “You cannot open a business today to feed you today.”

    I used to wonder: What are successful businesspeople doing differently?
    The answer: discipline and structure.

    Read more on my early struggles with this in Self-Doubt in Business.

    They knew:

    • Not every shilling is meant to be spent.
    • You must separate personal and business money.
    • You need a backup income while the business grows.

    Even babies don’t walk on day one. Your business is no different. It will drain you before it feeds you. But with solid financial planning, you’ll survive the growing pains.


    Real-Life Operating Capital Examples (and Affiliate Resources)

    Let’s break down realistic numbers from a small mitumba resale setup:

    Initial capital: Ksh 5,000

    • Stock: Ksh 4,000
    • Transport: Ksh 1,000

    Weekly expenses (often forgotten):

    • Airtime: Ksh 100
    • Data bundles for WhatsApp & TikTok: Ksh 300
    • Restock/delivery fare: Ksh 500
    • Packaging (paper bags, etc.): Ksh 200
    • Accidental expenses (rain, theft, etc.): Ksh 500/month

    If you don’t have another income source, this setup becomes overwhelming fast.

    Here are tools I’ve found useful (affiliate links):

    📘 Budget Planner Ledger Book – For daily tracking of sales and expenses
    📱 Mini Thermal Receipt Printer – Helps issue receipts and appear more professional
    💻 Cash Flow Excel Templates – Free and editable for monthly planning

    These can bring structure to your operations and reduce chances of overspending.


    Why You Need a Separate Source of Income

    When your business is new, relying on it to pay bills is risky and mentally exhausting. You’ll grow resentful when sales are low, and may end up quitting too soon.

    That’s why I keep part-time jobs and side gigs. I talk more about this in The Bumpy Road to Self-Employment.

    Your side hustle should support your:

    • Daily expenses
    • Family obligations
    • Business reinvestment

    It also shields you from panic decisions like selling stock at throwaway prices.

    Bonus Tip: Having multiple income streams builds financial confidence—and that confidence translates into better business decisions.


    Can You Afford Not to Track Your Money?

    Some entrepreneurs hire accountants, and if you can afford it—great! But if not, start where you are with basic tools.

    Affordable tracking options (affiliate picks):

    📊 Small Business Accounting Software – Tracks income, expenses, and even stock
    ✏️ Simple Expense Tracker Notebook – Pen-and-paper friendly for low-tech users
    💰 Free Profit & Loss Templates – Great for startups and free to download

    Don’t ignore this step. Tracking your money isn’t optional—it’s a foundation for growth.


    Conclusion: Discipline Over Desire

    Money management in business isn’t glamorous. It means saying no to impulse buys, tracking every coin, and staying consistent—even on slow sales days. But if you stick with it, the reward is stability, growth, and freedom.

    If you’ve been struggling with this, you’re not alone. Let this be the season you rewrite the script. Be intentional. Be wise. Give your business the fighting chance it deserves.


    💬 What has money management taught you in your business journey?
    Let’s talk in the comments or connect on Facebook or LinkedIn.

    🌐 Explore more reflections and resources at lobbyreflections.co.ke

  • Taking the Leap of Becoming: From Hidden Fear to Bold Visibility

    Silhouette of a person leaping across a cliff at sunrise with the words "How to Take the Leap of Becoming When You’re Afraid" above, promoting a motivational blog post on LobbyReflections.co.ke.

    Sometimes the real call to change is not shouted from a mountaintop—it comes in the quiet realization that you’ve been in this place too long.

    In 2 Kings 6:1, the company of prophets came to Elisha and said, “Look, the place where we meet with you is too small for us.” That verse struck a chord with me recently. The place was no longer big enough—not physically, but mentally, emotionally, and spiritually. It’s a wake-up call. Growth demands movement.

    This is the second part of my reflection on The Gift of Becoming. You can read Part 1 here: The Gift of Becoming

    How to Take the Leap of Becoming When You’re Afraid

    Before you leap, there’s usually a whisper—a yearning. Mine began with writing. It’s a seed that sprouted into blogging. But this leap isn’t just about writing posts. It’s learning SEO, mastering visibility, showing up on social media, and learning to engage when you’d rather stay in your shell.

    As an introvert, visibility doesn’t come naturally. I marvel at photographers who step boldly into crowds, cameras slung across their shoulders, capturing the world with confidence. And then there’s me—debating for hours whether to even step into an event.

    Take this recent moment: I saw an event for children being promoted in a WhatsApp group. Instantly, I thought, “This is a story opportunity for my blog!” I imagined being there, interviewing people, taking pictures, writing a reflective piece. Brilliant idea. But when I pictured walking into that space, introducing myself, being visible—I got knots in my stomach.

    The fear wasn’t about danger. It was about exposure. About the risk of becoming.

    The Place Is Too Small—Mentally and Emotionally

    Like the prophets who came to Elisha, many of us feel confined in the lives we’ve built. You outgrow your job, your friendships, your habits. Sometimes, even your own voice. That voice that once comforted you now tells you to stay hidden, to keep the peace, to avoid discomfort.

    But the truth is—your current capacity cannot carry your future calling. Becoming demands expansion.

    The Self-Doubt Before the Leap

    The biggest resistance to growth often comes not from others—but from within. “Will I be good enough?” “What if no one reads my blog?” “What if I show up and no one cares?”

    Those questions don’t mean you’re weak. They mean you’re human. Every leap of becoming is fraught with fear, uncertainty, and trembling faith.

    Just like Peter, when he saw Jesus walking on water, had to leave the boat to experience the miracle. That story reminds me of the powerful title: If You Want to Walk on Water, You’ve Got to Get Out of the Boat. No miracle happens in safety.

    Taking One Brave Step

    I’ve learned that becoming isn’t one giant leap—it’s a series of tiny steps:

    • Writing that post even when no one’s reading
    • Publishing when your voice shakes
    • Attending that event alone and striking up one conversation
    • Learning SEO and keyword placement as you go (like using this post’s key phrase “how to take the leap of becoming when you’re afraid”)

    Every action taken in faith expands your capacity.

    My Current Leap

    Right now, I’m still talking myself into attending that children’s event. Into interviewing people. Into blogging not just for me, but for impact. I’m teaching myself to go from hiding behind words to standing in them.

    And each step is terrifying and thrilling.

    If you’re in the same place—consider this your sign. Like Elisha’s followers, admit that your current space is too small. It’s time to build. To stretch. To become.

    Internal Links:

    Outbound Links:

    Amazon Affiliate Links:

    Final Word

    Taking the leap of becoming isn’t about fearlessness. It’s about showing up afraid, again and again. Until one day, you’re not just surviving the leap—you’re soaring.

    Let’s keep leaping.

    Visual Quote:

    “If you want to walk on water, you’ve got to get out of the boat.”

  • The Bumpy Road to Self-Employment: My Real-Life Lessons

    "A Kenyan woman entrepreneur standing confidently outside her small business, symbolizing the bumpy road to self-employment."

    Earlier today, I read a post by a former civil servant who once imagined that quitting her job would usher in stylish freedom—complete with a sleek office, confident attitude, and flexible schedules. But what she discovered instead was a truly bumpy road to self-employment, filled with more tears than tea breaks.

    Her story reminded me so much of my own.

    More than ten years ago, I quit my demanding microfinance job, fired up by motivational books like Rich Dad, Poor Dad and Awaken the Giant Within. In hindsight, I probably didn’t fully grasp what those books meant. But the message I clung to was clear: failure can be your biggest turning point.

    So I leaped—believing I was jumping into freedom.


    Hitting Restart: The First Leap into Business

    I still remember writing my first resignation letter and sending it to my branch manager. She talked me out of it.

    But the itch didn’t leave.

    The second time, I didn’t consult anyone. I had started a small grocery business and had hired a young man to help me run it. When I quit, I took over selling myself, hopeful and determined.

    But reality hit harder than I expected.

    Customers started ghosting me. Stock began to rot. And the boredom of sitting behind a small counter every day soon crept in. Before long, I was back to job hunting.

    The role I landed paid so little, I’d rather not say the amount here. I moved from one unstable job to another, trying to stay afloat. But something in me still longed for the freedom of running my own venture.


    Re-entering the Job Market and Juggling Hustles

    Eventually, I found myself back in business—same grocery dream, different setting. This time, I had a one-year-old baby. Life was survival by hustle. Rent was overdue, customers were few, and bills never stopped.

    I closed shop again.

    Then came another job — a little more stable — and with it, a fresh idea. I ventured into egg wholesale. This time, I got lucky: I hired a reliable young woman who handled sales beautifully.

    But within three months, she left for college.

    Now I was working full-time, caring for my child, and trying to run a business. Luckily, my job, house, and shop were all close. So I took orders in the evenings and delivered during breaks.

    💡 But the real drain? Restocking. And the biggest monster? Separating business money from personal money. That’s a painful dance no one warns you about.

    📘 Affiliate link: Cash Book for Small Businesses on Amazon
    📗 Affiliate link: Budget Planner for Hustlers
    📙 Affiliate link: Egg Business Success Guide


    Business vs Life: The Tough Balancing Act

    Let me say it plain: Being a mother in business is hard.

    I’ve answered calls with a child on my lap. I’ve done deliveries with a baby strapped on my back. I’ve sold eggs while helping with homework.

    It’s not just physical exhaustion. It’s the emotional toll of wanting to give your children a better life while juggling a business that barely breaks even.

    And yet, I kept going.

    Eventually, I found myself out of a job again — now with two children, no savings, and a growing mountain of debt. I had to go back home and start life all over again.

    Again.

    But now, I had something I didn’t before: resilience.


    What I’ve Learned on the Bumpy Road to Self-Employment

    1. Support Systems Are Everything

    Whether it’s a family member, a good employee, or even a network of fellow hustlers—support matters. I’ve learned to stop glorifying the “I did it all alone” narrative. Truth is, the journey is heavy. We need help.

    That’s why I’m so grateful for communities like the ones I’ve found online and through blogging. Knowing others are navigating similar struggles reminds me that I’m not crazy—I’m just building something real.

    You can connect with me on LinkedIn—let’s grow together.

    2. Your First Business Will Probably Fail

    And that’s okay. According to Entrepreneur.com, most small businesses fail within the first 5 years. That doesn’t mean you’re a failure. It just means you’ve got to learn, pivot, and try again.

    3. Read Books, But Live the Lessons

    I still treasure Rich Dad Poor Dad and Awaken the Giant Within. They planted a mindset of ownership and responsibility in me. But no book can prepare you for the smell of rotten tomatoes in your stockroom, or the awkward silence when a customer says, “I’ll come back,” and never does.

    Experience is the best teacher. But books are great co-pilots. Another one I’d highly recommend for today’s Kenyan hustler is Atomic Habits by James Clear.


    Finding My Voice, Again

    I now understand that I don’t need to have everything figured out to move forward. I’ve shared some of this story on my dera hustle journey—a testament that you can start over, no matter how far you feel you’ve fallen.

    This blog, this moment, this season—I’m giving it my all again. Not because I’ve arrived, but because I’ve refused to quit.


    Final Thoughts: Self-Employment is Not Just a Career, It’s a Calling

    If you’re on this road too, don’t be ashamed of the detours. Don’t feel behind if others seem more established. Entrepreneurship is personal. Messy. Beautiful. And worth it.

    Being a motherpreneur means living in tension—between laundry and LinkedIn, between homework and hard choices. But even on the hard days, I remind myself: I’m doing this for more than money. I’m doing it for legacy.

    And that’s what keeps me going.


    💬 Let’s Connect

    • Want to grow as a small business owner? Let’s link up on LinkedIn.
    • Need affordable fashion? I’ve got beautiful deras—DM me or check out my Dera Hustle blog post.
    • Curious about blogging or my customer service stories? Visit my post on The Gift of Becoming.

    If this post inspired you, share it with someone who’s navigating their own bumpy road to self-employment. You’re not alone—and neither are they.